Tremblay & Cie - Syndics et gestionnaires

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1.888.549­.5642
throughout Quebec

Individual agreements

If the situation is not too critical, the debtor can contact each of their creditors individually to try and reach an agreement. Each agreement is independent of the others reached with the other creditors.

Even if a debtor manages to reach an agreement with most of their creditors, those creditors who refuse retain the right to all civil action required to collect their debts. This includes the adjudication order for seizure of salary, furniture and furnishings, a situation that might render the debtor unable to fulfill their agreements with the other creditors.