Tremblay & Cie - Syndics et gestionnaires

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Your credit rating

When a person declares  bankruptcy, the Office of the Superintendent of Bankruptcy Canada informs the Credit Bureau. This information remains in your credit file for a period of 6 years from the date of release of a first bankruptcy and 3 years from the completion of full performance of a proposal.

In the case of mutiple bankruptcies they will remain in the system for a period of 14 years from the date of each one.

All files related to a bankruptcy are kept on file under the indicator “included in bankruptcy” and are erased 6 years after the last entry.